OmniRate Terms of Service
Effective Date: August 25, 2026
Please read these Terms of Service carefully.
The section headings in this Agreement are included for convenience only and do not affect the interpretation or enforceability of any provision.
Acceptance of Terms
OmniRate (the "Service") is owned and operated by Omni LLC ("we," "us," or "our"). These Terms govern your access to and use of our website, applications, and other services that display or link to these Terms.
By registering for, purchasing, accessing, or using the Service, you agree to be bound by these Terms and our Privacy Policy.
If you use the Service on behalf of a company, organization, practice, or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms.
Business Use Only
The Service is offered exclusively for business and professional purposes.
The Service is not offered or intended for personal, family, or household use. By creating an account, purchasing a subscription, or using the Service, you represent and warrant that you are acting in connection with a business, profession, trade, organization, or other commercial activity.
You must be at least 18 years old and legally capable of entering into a binding agreement.
Geographic Limitations
The Service is currently available exclusively to users located within the United States.
You may not access or use the Service from outside the United States.
Usage Restrictions
Per-User License
Access to the Service is licensed on a per-user basis. Each paid seat authorizes access by one named individual within one organization.
Additional individuals must have separately licensed seats.
You may not:
- share account credentials;
- permit multiple individuals to use a single licensed seat;
- permit access by another organization through your account; or
- otherwise circumvent applicable user or seat limits.
Prohibited Uses
You may not:
- use automated means, including scrapers, crawlers, bots, or scripts, to access the Service or extract data except through interfaces we expressly authorize;
- systematically download, harvest, accumulate, or reconstruct all or a substantial portion of data available through the Service;
- resell, redistribute, sublicense, or make data obtained through the Service available to third parties except where expressly authorized by us;
- circumvent or interfere with access controls, rate limits, quotas, authentication measures, or security features;
- reverse engineer, decompile, or attempt to derive the structure, organization, methodology, source code, or underlying systems of the Service; or
- use the Service or its output to build, train, develop, or improve a competing product or dataset.
Fair Use and Rate Limits
We may apply rate limits, concurrency limits, quotas, and other technical restrictions to protect the availability, security, and performance of the Service.
Any feature described as "unlimited" remains subject to reasonable use consistent with ordinary use by a single licensed user.
We may throttle or suspend usage that materially degrades the Service, creates security or operational risk, or materially exceeds ordinary individual use.
Where reasonably practical, we will notify you before taking such action.
AI Functionality
Certain features may use artificial intelligence.
AI features may be subject to usage limits or quotas. AI-generated output may contain errors, omissions, or inaccuracies and must be independently verified before being relied upon for business, financial, contractual, reimbursement, legal, medical, or other important decisions.
CPT Content License and Restrictions
Certain components of the Service incorporate Current Procedural Terminology ("CPT") content copyrighted by the American Medical Association ("AMA"). CPT is a registered trademark of the AMA.
License Grant
As a party to a license agreement with the AMA, Omni LLC is authorized to grant you a limited, non-exclusive, non-transferable, non-sublicensable license to use CPT content incorporated into the Service solely for your internal business purposes within the United States.
This license does not permit use of CPT content outside the Service except as expressly permitted by applicable law or written agreement.
CPT Restrictions
You may not:
- make CPT content publicly available;
- create derivative works from CPT content, including translations;
- transfer, sell, lease, license, sublicense, distribute, or otherwise provide CPT content or any copy or portion of CPT content to an unauthorized party; or
- use CPT content beyond your internal business purposes.
You must ensure that anyone authorized to access the Service through your organization complies with these requirements.
Termination of CPT Access
If our agreement with the AMA terminates or expires, we will notify affected users.
Subject to continued compliance with these Terms and applicable AMA requirements, you may continue using CPT content already licensed to you through the remainder of the calendar year applicable to the then-current annual release.
CPT Disclaimer
To the extent permitted by applicable law, use of CPT content is at your sole risk.
CPT content is provided "as is" without warranty of any kind.
The AMA does not directly or indirectly practice medicine or dispense medical services.
Fee schedules, relative value units, conversion factors, and related components are not assigned by the AMA, are not part of CPT, and the AMA does not recommend their use.
CPT content does not replace the AMA's Current Procedural Terminology publication or other appropriate coding authority.
Coding information contained in the Service should be used only as a guide.
Record-Keeping and Reporting
You must maintain records and provide information reasonably necessary for us to calculate and report royalties payable to the AMA.
You consent to our disclosure to the AMA of information required for licensing and compliance purposes, including your organization name, location, number of authorized users, and other information reasonably required under our AMA license.
You agree to provide additional information reasonably requested for such verification.
Nothing in this section requires disclosure of information where doing so would violate applicable federal or state privacy law.
U.S. Government End Users
CPT is commercial technical data developed exclusively at private expense by the American Medical Association, 330 North Wabash Avenue, Chicago, Illinois 60611.
These Terms do not grant the Federal Government a direct license to use CPT based on FAR 52.227-14 or DFARS 252.227-7015.
AMA Third-Party Beneficiary
The AMA is an intended third-party beneficiary of these Terms solely with respect to provisions governing CPT content.
Consent to Release Name
You consent to the release of your organization name and other information required under our AMA license to the AMA for licensing, royalty-reporting, and compliance purposes.
Accounts and Security
You may be required to create an account to access the Service.
You agree to provide accurate, current, and complete information, including your legal name, business or work email address, organization name, and business address.
You must keep this information current.
You are responsible for maintaining the confidentiality of your credentials and for activity occurring through your account.
You must use commercially reasonable efforts to prevent unauthorized access and notify us promptly if you become aware of unauthorized access or a security breach involving your account.
Suspension and Termination
We may suspend, restrict, or terminate access to the Service where reasonably necessary because of:
- violation of these Terms;
- non-payment;
- fraud, abuse, or misuse;
- security risk;
- violation of law;
- infringement or misuse of intellectual property;
- violation of our AMA licensing obligations; or
- conduct that materially threatens the Service, other users, or third parties.
We may also discontinue the Service or terminate an account for legitimate business reasons.
If we terminate a prepaid subscription without cause and not because of your breach, misuse, or non-payment, we will refund the unused prorated portion of prepaid subscription fees.
Payments
You agree to pay all fees and applicable taxes associated with your selected plan.
You authorize us and our payment processors to charge your designated payment method for subscription fees and applicable taxes.
If payment is invoiced rather than automatically charged, you must pay the invoice by its stated due date.
Failure to pay amounts when due may result in suspension or termination of access.
Automatic Renewal and Cancellation
Subscriptions automatically renew at the end of each billing period unless canceled before the applicable renewal date.
Monthly plans renew monthly. Annual plans renew annually.
The applicable price, billing interval, and renewal terms will be disclosed when you purchase a subscription.
You may cancel your subscription through your account settings or through another cancellation method we make available.
Cancellation takes effect at the end of the then-current paid billing period unless otherwise stated.
Price Changes
We may change published subscription prices.
Price increases will not apply during your then-current prepaid billing period and will take effect at your next renewal.
If you do not agree to a price increase, you may cancel before renewal.
Price decreases may be applied immediately at our discretion. If we expressly state that a decrease applies to an existing prepaid period, we may issue an appropriate credit or refund.
Promotional pricing is governed by the terms disclosed with the applicable promotion.
Service Availability and Disclaimer of Warranties
We will use commercially reasonable efforts to operate and maintain the Service.
However, we do not guarantee uninterrupted availability, specific uptime, error-free operation, or the accuracy, completeness, or timeliness of data or output.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE, DATA, CPT CONTENT, AND AI-GENERATED OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE."
WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.
YOU ARE RESPONSIBLE FOR INDEPENDENTLY VERIFYING DATA AND OUTPUT BEFORE RELYING ON IT.
Refunds for Material Service Failure
If you believe the Service has experienced a material and continuing failure of functionality, you must notify us in writing and provide reasonable information describing the issue.
We will use commercially reasonable efforts to investigate and remedy the issue.
If we are unable to remedy a material failure within a reasonable period, the exclusive monetary remedy for an annual prepaid subscription will be a prorated refund of prepaid subscription fees attributable to the unused portion of the affected subscription term.
Monthly subscription fees are non-refundable except where required by applicable law.
This section does not apply to failures caused by your systems, third-party systems outside our reasonable control, misuse of the Service, suspension resulting from your violation of these Terms, or a Force Majeure event.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OMNI LLC AND ITS OWNERS, MEMBERS, EMPLOYEES, AGENTS, LICENSORS, AND SUPPLIERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.
THIS INCLUDES LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OPPORTUNITY, OR ANTICIPATED SAVINGS.
THIS LIMITATION APPLIES TO CLAIMS ARISING FROM OR RELATING TO:
- use of or inability to use the Service;
- reliance on data or AI-generated output;
- coding, pricing, reimbursement, contractual, valuation, or business decisions;
- errors or omissions in third-party data;
- interruption or loss of access; or
- any other matter arising under these Terms.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:
- the amount you actually paid us during the twelve months immediately preceding the event giving rise to the claim; or
- $100.
The limitations in this section apply even if a limited remedy fails of its essential purpose.
Nothing in these Terms excludes liability that cannot legally be excluded or limited.
Indemnification
You agree to defend, indemnify, and hold harmless Omni LLC, its owners, members, employees, and agents from third-party claims, damages, liabilities, penalties, losses, and reasonable legal expenses arising from:
- your material breach of these Terms;
- unauthorized use, disclosure, reproduction, publication, resale, sublicensing, or distribution of CPT content;
- your failure to provide accurate user, organization, or royalty-reporting information;
- unauthorized access resulting from your failure to reasonably protect your account credentials;
- your violation of applicable law or third-party rights; or
- third-party claims arising from decisions you make based on data or output obtained through the Service.
We will provide reasonable notice of a claim for which indemnification is sought.
You may not settle a claim in a manner that admits liability on our behalf, imposes obligations on us, or subjects us to injunctive relief without our prior written consent.
Force Majeure
Neither party will be liable for failure or delay caused by circumstances beyond its reasonable control, including natural disasters, epidemics or pandemics, war, terrorism, civil unrest, governmental action, labor disputes, utility failures, cyberattacks, internet outages, telecommunications failures, or similar events.
The affected party will use commercially reasonable efforts to mitigate the impact and resume performance.
Customer Data
As between you and Omni LLC, you retain ownership of data you submit to the Service.
You grant us a non-exclusive, worldwide, limited license to access, host, process, copy, transmit, and otherwise use your data only as reasonably necessary to:
- provide and operate the Service;
- maintain and secure the Service;
- provide customer support;
- prevent fraud or abuse;
- comply with law and contractual obligations; and
- improve the Service using aggregated or de-identified information that does not reasonably identify you or your organization.
We may use service providers to process data on our behalf where reasonably necessary to provide the Service.
Except as permitted by these Terms or our Privacy Policy, we do not acquire ownership of your submitted data.
PII and PHI
The Service is not designed or intended to receive, process, or store protected health information ("PHI") governed by HIPAA on behalf of customers.
Unless we expressly agree otherwise in writing, you must not submit patient-identifiable PHI to the Service.
You are responsible for determining whether information you submit is subject to HIPAA or other privacy laws and for ensuring your use of the Service complies with applicable law.
We may collect ordinary account and business information such as your name, work email address, organization information, billing information, and account details as described in our Privacy Policy.
Publicly available healthcare pricing or other public datasets may contain information originating from third-party publishers. Responsibility for the accuracy and lawful publication of such source information remains with the originating publisher.
Governing Law and Venue
These Terms are governed by the laws of the State of Nevada, without regard to conflict-of-laws principles.
Except where applicable law requires otherwise, any dispute, claim, or legal proceeding arising out of or relating to these Terms or the Service must be brought exclusively in the state or federal courts located in Clark County, Nevada.
Each party consents to the personal jurisdiction and venue of those courts.
Either party may bring an eligible claim in small claims court where permitted by applicable law.
Intellectual Property Notices
The following copyright and trademark notices apply to CPT content incorporated into the Service:
CPT copyright 2025 American Medical Association. All rights reserved.
Fee schedules, relative value units, conversion factors, and related components are not assigned by the AMA, are not part of CPT, and the AMA does not recommend their use.
The AMA does not directly or indirectly practice medicine or dispense medical services.
The AMA assumes no liability for data contained or not contained herein.
CPT is a registered trademark of the American Medical Association.
Changes to These Terms
We may modify these Terms from time to time.
If we make a material change, we will provide reasonable notice through email, the Service, our website, or another reasonable method.
Unless otherwise stated, material changes will become effective on the date identified in the notice.
Changes will not retroactively alter payment obligations or other rights that accrued before the effective date of the revised Terms.
Your continued use of the Service after revised Terms become effective constitutes acceptance of the revised Terms.
Severability
If any provision of these Terms is found invalid, illegal, or unenforceable, it will be modified to the minimum extent necessary to make it enforceable or, if modification is not possible, severed.
The remainder of these Terms will remain in full force and effect.
Our failure to enforce any provision is not a waiver of our right to enforce it later.